Who is eligible to enter the sweepstakes?
This Sweepstakes is open to residents of Ontario who:
- All persons legally allowed to own Real Estate in Ontario, excluding employees, agents and representatives of Dominion Lending Centres YBM Group Inc. and its subsidiaries and affiliates as well as its advertising and promotion agencies and their affiliated companies and subsidiaries
- All legal residents of Canada who are of the age of majority in the Province of Ontario and of residence at the time of entry into the Sweepstakes except employees, agents and representatives of Dominion Lending Centres YBM Group Inc. and its subsidiaries and affiliates as well as its advertising and promotion agencies and their affiliated companies and subsidiaries and members of their families or persons with whom they reside.
How to enter the sweepstakes?
Submit an authentic mortgage application through a participating Dominion Lending Centres YBM Group Broker/Agent or Franchisee. Once your mortgage application has been approved and funded, your name will be automatically entered into the sweepstakes, with a limit of one entry per Qualifying Mortgage.
Can I contact my agent to enter?
You may contact an agent for assistance, however, you must fill out your application online.
What are the property requirements?
To generate an entry, the mortgaged property must be a residential property with not more than two units. No entry will be generated for funding of a commercial mortgage, Home Equity Line of Credit, Collateral Charges, Mortgage with a funding value or increase and blend amount of not less than $100,000, Bridge Financing, Multi Unit Residential Mortgage or Progress Advance-Construction Draw Mortgage. Only one entry per eligible mortgage will be generated in the names of all the mortgagors.
How will the prize be awarded?
Prizes will be awarded only upon winner verification and final approval by the independent Sweepstakes organization. Prizes must be accepted by all mortgagors as awarded and no substitution, transfer, conversion or assignment of prizes will be allowed, unless at the discretion of Dominion Lending Centres YBM Group Inc. which may substitute a prize of comparable or greater value. All cash prize values will be awarded via cheque.
How will I be contacted if winning the Sweepstakes?
Attempts will be made to contact the selected entrants at the telephone number and/or mailing address listed on the Dominion Lending Centres YBM Group Inc. systems, or on the mail-in entries, between 9:00 a.m. and 9:00 p.m. Eastern Time for a period of ten (10) working days following the draw date. If a selected entrant(s) cannot be contacted within the allotted time, Dominion Lending Centres YBM Group Inc. reserves the right to void that entry and select another eligible entrant for that prize.
What other requirements are set in place for the winner of the Great Mortgage Giveaway?
- In order to be declared an official winner, the selected entrant(s) must correctly answer a time-limited skill-testing mathematical question without mechanical or other assistance.
- The selected entrants will be required to complete, sign and return to the independent Sweepstakes organization a Declaration and Release Form within seven (7) days of delivery.
- The Declaration and Release Form must be signed by each of the persons shown in DOMINION LENDING CENTRES YBM GROUP INC.’s records as being a mortgagor on the applicable mortgaged property.
What happens if I fail to complete, sign or return any forms?
If a selected entrant(s) fails to complete, sign and return the Declaration and Release Form to the independent Sweepstakes organization within seven (7) days and/or provides an incorrect answer to the skill-testing mathematical question, Dominion Lending Centres YBM Group Inc. reserves the right to void that entry and select another eligible entrant for that prize.
What does signing the Declaration and Release Form permit?
By completing, signing and returning the Declaration and Release Form, the entrant(s):
- Confirms compliance with these Sweepstakes Rules and Regulations
- Releases and forever discharges DOMINION LENDING CENTRES YBM GROUP INC. , its affiliated companies, advertising and promotional agencies from all claims, demands, damages, actions and causes of action arising or to arise by reason of the acceptance or use of the Prize
- Gives permission to DOMINION LENDING CENTRES YBM GROUP INC. , at its option, to publish or otherwise use the entrant’s name, address, photograph, voice and comments, without compensation, in any publicity carried out by Dominion Lending Centres YBM Group Inc. or its advertising agencies.
- Prizes will be sent to the official winners or applied to the applicable mortgages within 10 days after receipt of the signed and fully completed Declaration and Release Form, including the correctly answered skill-testing mathematical question.
How will the winner’s be displayed?
A list of the official winners of the Great Mortgage Giveaway will be available by sending a self-addressed, sufficient postage paid envelope for receipt by December 31, 2012 to: “Dominion Lending Centres YBM Group Inc. Mortgage Giveaway Sweepstakes Winners List Request”, 158 Dunlop Street East Barrie, Ontario L4M 1B1. To do so you must have been an applicant in the Sweepstakes. The list will also be available on Dominion Lending Centres YBM Group Inc. website at www.www.greatmortgagegiveaway.com.
Will my information be used for other purposes related to the Great Mortgage Giveaway?
Eligible entries into this Sweepstakes may be used to compile a contact listing. This listing may be used by Dominion Lending Centres YBM Group Inc. to contact individuals, via telephone and/or mail, to discuss and/or promote financial and insurance services.
Is this sweepstakes subject to any taxes and/or laws?
All applicable governmental taxes, if any, on prizes won are the sole responsibility of the winner. This Sweepstakes is subject to all applicable federal, provincial and municipal laws.